Privacy Policy
Last Updated: October 2025
Look, we get it. Privacy policies are usually boring legal documents that nobody reads. We’re trying to change that. This policy explains how we handle your information in plain English – no legal mumbo jumbo.
1. Information We Collect
Here’s the deal: we don’t collect information just for the sake of it. We only gather what we actually need to help you.
Information You Give Us Directly
If you contact us through email, our contact form, or social media, we’ll have whatever information you choose to share – usually just your email address and your message.
We use this information only for the reason you contacted us. Need help setting up Payoneer? We’ll help with that. Have a question about Wise? We’ll answer it. That’s it.
We will NOT:
- Sell your information to anyone (seriously, who does that?)
- Rent your email list to spammers
- Share your details with random third parties
- Use your info for anything you didn’t agree to
Newsletter Subscriptions
If you sign up for our email updates (totally optional), we’ll send you:
- New payment setup guides
- Updates on fee changes or policy updates
- Tips for saving money on transfers
- Important security alerts
You can unsubscribe anytime. There’s an unsubscribe link in every email we send. No hard feelings.
Information We Collect Automatically
Like most websites, we use some tools to understand how people use our site:
Google Analytics: Helps us see which guides are most helpful, how long people stay on pages, and where our visitors are from (country level, not your exact address).
Cookies: Small files that remember your preferences and help the site work better. More on this below.
Your IP Address: This is automatically logged by our server. We use it for security purposes and to understand general geographic trends.
2. Third-Party Advertising (Google AdSense)
We use Google AdSense to show ads on our website. Yes, we need to keep the lights on somehow.
What This Means:
- Google may use cookies to show you ads based on your browsing history
- These ads help us keep our guides free for everyone
- The ads are selected by Google, not us
Your Control: You can opt out of personalized advertising by visiting Google Ads Settings. You’ll still see ads, but they won’t be based on your interests.
We have no control over what data Google collects through AdSense. For details on how Google handles your data, check their Privacy Policy.
3. Cookies Policy
Cookies are tiny files stored on your device that help websites remember things about you.
What Cookies We Use:
Essential Cookies: Make the website actually work. Without these, the site won’t function properly.
Analytics Cookies: Help us understand what content is useful and what needs improvement (Google Analytics).
Advertising Cookies: Used by Google AdSense to show relevant ads.
Your Cookie Choices:
You can control cookies through your browser settings. Here’s how:
- Chrome: Settings > Privacy and Security > Cookies
- Firefox: Options > Privacy & Security > Cookies
- Safari: Preferences > Privacy > Cookies
Note: Blocking all cookies might break some website features, but you’ll still be able to read our guides.
4. How We Use Your Information
We’re pretty straightforward about this:
We Use Your Info To:
- Respond to your questions and support requests
- Send you email updates (if you subscribed)
- Improve our guides based on what people actually need
- Keep the website secure and prevent spam/abuse
- Understand which guides are most helpful
We Don’t Use Your Info To:
- Spam you with nonsense
- Sell you products you don’t need
- Track you across the internet
- Build detailed profiles about you
5. Data Sharing and Disclosure
We keep your information private. The only times we might share it:
Service Providers: Sometimes we use tools like email services or hosting providers to run the website. These companies only get access to information they need to do their job, and they’re required to keep it confidential.
Legal Requirements: If we’re legally required to share information (like a court order), we will. But we’ll fight it if it seems unreasonable.
Affiliate Partners: When you click our links to sign up for Payoneer, Wise, etc., those companies know you came from our site. But we don’t share your personal information with them.
With Your Permission: If we ever want to share your info for any other reason, we’ll ask first.
That’s it. We’re not selling data to marketers or doing anything shady.
6. Data Security
We take reasonable precautions to protect your information:
- Our website uses HTTPS encryption (that little padlock in your browser)
- We regularly update our security measures
- We don’t store sensitive financial information (you handle that directly with Payoneer, Wise, etc.)
- We limit access to any personal data we do have
But Real Talk: No website is 100% secure. We do our best, but we can’t guarantee absolute security. That’s why we only collect the minimum information we actually need.
7. Your Rights and Choices
You’re in control of your information. Here’s what you can do:
Right to Access
Want to know what information we have about you? Just ask. We’ll send you everything we’ve got.
Right to Correction
If we have incorrect information about you, let us know and we’ll fix it.
Right to Deletion
Want us to delete your information? No problem. Email us and we’ll remove it from our systems (except what we’re legally required to keep).
Right to Object
Don’t want us to process your information for a specific purpose? You can object, and we’ll stop (unless we have a legal obligation to continue).
Right to Unsubscribe
Want to stop receiving our emails? Click the unsubscribe link in any email, or email us directly.
How to Exercise These Rights:
Email us at Info@financeoverviewss.com with your request. We’ll respond within 2-3 business days.
8. Third-Party Links
Our guides include links to Payoneer, Wise, SadaPay, NayaPay, and other payment platforms.
Important: Once you click those links and leave our website, their privacy policies apply – not ours. We have no control over what they do with your information.
We recommend reading the privacy policies of any service you sign up for. We only link to reputable companies, but you should still understand their policies.
9. International Users
Our primary audience is Pakistani freelancers, but people from other countries visit our site too.
If you’re visiting from outside Pakistan, please note:
- Your information may be transferred to and stored on servers in different countries
- We follow applicable data protection laws
- If your country has specific requirements (like GDPR in Europe), we respect those rights
10. Children’s Privacy
Our website is designed for freelancers and working professionals. We don’t knowingly collect information from anyone under 18 years old.
If you’re a parent and believe your child has provided us with personal information, please contact us immediately at Info@financeoverviewss.com and we’ll delete it right away.
Response Time: We take children’s privacy seriously and will respond to any concerns within 24 hours.
11. Changes to This Privacy Policy
The internet changes. Laws change. Our practices might change too.
If we make significant changes to how we handle your information, we’ll:
- Update this page with the new policy
- Change the “Last Updated” date at the top
- For major changes, we’ll send an email to newsletter subscribers
Previous Versions: If you want to see previous versions of our privacy policy, email us and we’ll send them to you.
Your Continued Use: By continuing to use our website after we post changes, you’re agreeing to the updated policy. If you don’t agree with the changes, you should stop using the site.
12. About Finance Overviews
Our Founder
Josh Simpson – Founder & Freelancer Advocate
After years of dealing with payment headaches as a freelancer, Josh created Finance Overviews to help others avoid the same struggles. His mission is simple: help freelancers get paid without losing money to fees or dealing with unnecessary complications.
Our Mission
We exist to provide clear, honest guidance on receiving international payments. No affiliate pressure, no fake reviews – just real advice from people who’ve been through the payment struggle themselves.
Our Team
We’re a small, dedicated team of freelancers and financial content specialists who understand the challenges of receiving international payments. We test every service we recommend and update our guides regularly based on real user experiences.
Our Values
Transparency First: We tell you exactly how things work, including the downsides.
User Privacy: We collect only what we need and protect what we have.
No Nonsense: Clear explanations without confusing financial jargon.
Community Support: We’re here to help freelancers succeed, not to make a quick buck off affiliate links.
13. Contact Information
Got questions about this privacy policy? Concerns about your data? Just want to chat about payment issues?
Email: Info@financeoverviewss.com
Phone: +923203015782
Response Time: We typically respond within 24-48 hours, but usually much faster.
Physical Concerns: For serious privacy concerns or legal matters, you can request our physical mailing address via email.
Final Thoughts
We built Finance Overviews to help freelancers, not to collect and exploit your data. This privacy policy might be longer than you expected, but we wanted to be completely transparent about how we operate.
If anything in this policy is unclear or concerning, please reach out. We’re happy to explain or address your concerns.
Thanks for trusting us with your time and information. Now let’s get you paid properly! 💰
Last Updated: October 2025
Contact: Info@financeoverviewss.com
Phone: +923203015782
